Evidence, not tapping
Tiers come from right answers, breadth and how recently you showed it. Never from streaks or XP.
Money, made learnable.
Two minutes a day. A thousand free lessons on saving, credit, tax and more, built for the UK, with Penny cheering you on.
Ledgerly isn't live yet. The App Store button lights up on launch day.
23day streak
+15XP
Silver in Saving
How it works
A little every day adds up.
-
1
Pick where you're headed
Tell Penny your goal: an emergency fund, your first job, your first home, or just getting on top of things.
-
2
Learn a little, daily
Short lessons and quick quizzes, two minutes or so a day. A streak keeps the habit going.
-
3
Prove what you know
Earn Stone, Bronze, Silver and Gold as you show real understanding, not just as you tap through.
1,000
lessons, every one free
12,000+
questions to practise
110
skills to master
7
goal-based journeys
Try a question
Go on, have a go.
Real questions from Ledgerly lessons. No wrong answers here, only explanations.
0 right
0 XP
Mastery
Stone to Gold. Earned, not given.
The Skill Map shows where you stand on every topic, built from real evidence rather than how many lessons you've opened.
Stone
Not looked at yet
Bronze
Getting there
Silver
Solid
Gold
Nailed it
Prove I Know This
Confident already? Skip the lesson. A clean run on one idea can take it straight to Gold.
Only ever up
A tier you've earned stays earned. Time away never takes it back.
Your way
Follow a journey, or walk the Path.
Seven goal-based journeys turn a thousand lessons into a plan. Prefer a straight line? The Path winds through one area at a time, and nothing on it is ever locked.
0day streak
Habit
Build a streak, kept kindly.
A daily streak keeps the habit alive, and Streak Freezes quietly cover you when life gets in the way.
- Earn a Streak Freeze every seven days, and keep up to two in hand.
- A missed day is covered automatically when you've got one.
- A lapsed streak is never sold back to you. Not for any price.
Leagues
A weekly nudge, from Stone to Obsidian.
Climb nine weekly leagues by learning. Everyone on your board appears under a private handle, never their real name, and the board ranks effort, never what you know.
Penny approves.
Meet Penny
Your guide, in any hat.
Penny cheers you on and never scolds. Earn Pennies by finishing lessons, then dress her up in Penny's Shop. Go on, try something on.
Pennies are earned by learning, never by paying.
Inside the app
Small wins, everywhere you look.
Full marks, fresh quests, milestones and a badge cabinet that fills up as you go.
Private by design
Your money never leaves your phone.
No bank logins and nothing ever sold. Create a free profile and your learning backs up too, so it follows you to a new phone.
Money data stays on your phone
Anything you tell Ledgerly about your money is kept on the device. Always.
Your learning follows you
Lessons, streak, XP, badges and Pennies back up to a free profile.
Private on the board
Leagues show a private handle, never your name, and no third-party analytics watch what you do.
Eleven areas
Everything money, made simple.
From your first budget to your pension, every lesson is written for life in the UK, and shaped to your age.
Swipe to see all eleven
Our promise
Habit-forming, never manipulative.
Ledgerly should feel like a morning run, not a slot machine. So there are things it will never do.
Guilt or shame
No "you failed", and no sad mascot as punishment.
Streak repair for sale
Once a streak lapses, no price buys it back.
Countdowns and fake scarcity
Nothing expires to hurry you into a decision.
Infinite feeds
Every screen has a bottom. Then you're done for the day.
Loot boxes
No random rewards. Every price is fixed and shown up front.
"We miss you" spam
Every notification is opt-in, and none of them guilt you.
FAQ
Good questions.
Ready to make money click?
Ledgerly is coming soon to iPhone. Start your streak on day one.
Coming soon on theApp StoreComing Soon